Small Business Administration (SBA) Loan

SBA Loan Program Basics

Small businesses don’t need any additional obstacles to continue operating, especially right now. At Pius Capital Group, we offer an SBA Loan program to make efficient financing for your business a reality. The small business loan approval process is quick and easy because you need to focus on day-to-day operations, not lengthy application processes. Learn more about how Pius Capital Group can help your small business get the funding you need and fast.

Financing Qualifications 

The better the documentation you can provide that allows a solid look into your business operations and money management, the better the timing and process it will take to provide the capital you need. The following criteria is what we use to assist in determining how we assess your business for approval:

  • Business management
  • Money management
  • Cash flow

Financing Benefits 

Your small business can benefit from the SBA loan program in variety of ways. The SBA Loan Program allows for competitive pricing and is extended for acquisition of existing businesses in many industries.

Financing Terms

Pius Capital Group is committed to meeting all your small business financing needs. Our SBA Loan Program also covers refinancing, purchasing, renovations, or buildings or specific properties. In addition to existing business acquisition loans with flexible terms, we also offer equipment financing. Your SBA loan can also cover specific equipment with fixed and variable rates in the 7a and 504 programs.

Financing Existing Business Acquisitions

Whether you have a small medical practice, auto repair shop, hotel, motel, or even a large corporation just to name few, under The SBA Loan Program, there are financing solutions that can be met with the following loan specifics:

  • 15-year terms
  • Financing up to 80%
  • Amortization
  • No ballooning
  • No prepayment penalties

Financing Equipment 

Pius Capital Group understands that specific equipment is necessary to run and then grow your business. Some examples of the equipment covered under our SBA Loan Program include machine tools, diagnostic equipment, dry cleaning equipment, and many more. Loan specifics include:

  • Equipment financing
  • 25-year terms
  • Financing up to 90%
  • Amortization
  • Flexible rates
  • No prepayment penalties

To talk about the benefits of the SBA Loan Program or to start the pre-qualification process, contact Pius Capital Group today.